Are you dealing with a BKR registration with the Rabobank that is hindering your dreams for the future? Would you like to know what your options are in this area? Below you can read how to remove a BKR registration from Rabobank.
At Dynamite Netherlands, we have years of experience in helping people get rid of their BKR registrations. Thanks to our network of banks and lenders and knowledge of the market, we are the partner to help you move forward.
Before we specifically address the issue surrounding BKR removal at Rabobank, it is first important to understand what a BKR registration actually is.
The BKR - Bureau Krediet Registratie - records loans and debts you have with a lender. This gives possible future lenders insight into your financial health so they can determine whether or not granting a (new) loan is responsible.
If you want to know more about how such a registration comes about and what variants there are, read our complete BKR registration explanation. For now, it is enough to realize that a registration with the BKR thus comes from a lender.
A BKR registration with Rabobank can have several causes. For example:
In short, any loan, credit or debt you have with Rabobank leads to a BKR registration.
After all, that is the purpose of the BKR: to register all debts and loans a person takes out with lenders. In this case, Rabobank is the lender where the registration came from. Therefore, to get rid of the registration, Rabobank should be contacted.
When in doubt about whether and how you are registered, it is first important to get clarity on your registration or registrations. To do this, you can easily request your credit status yourself from the BKR.
If it turns out that you are dealing with a BKR registration with Rabobank and want to know about your options for removing it, you may be able to file a BKR request with Rabobank yourself.
For example, you can request more information about the registration, indicate that the registration is incorrect, or request an update or deletion. View our step-by-step plan to remove a bkr registration.
Would you like professional help and thus significantly increase your chances of successfully getting your BKR registration removed? Then contact us today with no obligation for a personal consultation on how we can help you.
At Dynamite Netherlands, we have regularly had good results with Rabobank BKR registration removal. In our experience, Rabobank is a party that looks closely at the consumer's case and is willing to think with its customers.
This is also reflected in Rabobank's openness and accessibility in this area. For example, there is a special page that should make it easy for you as a customer to contact them about your BKR registration.
This has grown over the years as we have had several conversations with Rabobank to reach a greater mutual understanding.
In this way, a good relationship has been created between Dynamiet Nederland and Rabobank, which we are proud of and which you as a consumer can reap the benefits of in the removal of BKR at Rabobank.
We conclude with an overview of some fact figures about BKR and Rabobank, in the hope that it can give you an idea of the success rate and the right path.
Please note! Every situation is unique, so no guarantee can be derived from the information below. Are you curious about the possibilities in your specific situation? Then contact us today for a no-obligation consultation with one of our specialists.
The most common registrations at Rabobank are A2 codings. A3 coding is less common, but still relatively common overall, compared to other lenders.
Most of the codes relate to revolving credit, red credit or business loans issued.
The time it takes for a request to remove a registration with Rabobank depends on several factors. However, it is nice to know that - under the AVG - a lender is required to respond to a request within one month.
In the case of demonstrable urgency - such as a sales contract with resolutive conditions - Rabobank will process an urgent request. You can then expect a response within a week.
On average, Rabobank also does indeed respond to a request within a month, but sometimes a slight delay occurs due to busyness.
Rabobank has a dedicated BKR desk with 17 employees, which obviously adds to the speed. Dynamiet Netherlands has its own contact person within Rabobank, which allows us to move even faster and meet deadlines for our clients.
That personal contact pays off because of the high volume of requests we submitted to Rabobank. Since 2014, we sent over 1900 letters around BKR registration to Rabobank.
As mentioned, Rabobank is a party that is usually willing to think with its customers.
The success rate of requests for BKR removal at Rabobank, is around 65% with us. However, it is important to realize that every case is different and therefore no guarantees can ever be given.
Thus, Rabobank will be less inclined to remove if there are other registrations in your name, with other lenders.
To get a realistic picture of your situation, possibilities and chances of success, we therefore cordially invite you to contact us for a no-obligation, personal consultation.
Despite willingness, it is not always possible to come out in a satisfactory manner for both parties. Therefore, we conclude this review with an example of a case in which BKR removal from Rabobank was enforced by us through the courts.
Therefore, you may find it interesting to read more about a lawsuit we won from Rabobank in 2020.
Although this case involved a legitimate BKR registration, the court ruled that the five-year period that this registration remains after paying off the debt was too long in this case. Rabobank was ordered to close the registration earlier, which in this case allowed our client to move on with her life sooner.
