Are you wondering if BKR removal with no cure no pay is an option for you? On this page we will show you why we deliberately do not work with no cure no pay, but rather can offer BKR removal with even more certainty.
In fact, at Dynamiet Netherlands we work according to the philosophy that each BKR file is customized. That is why we take the time to map out the opportunities together with you. This way you know exactly where you stand even before we start the process.
Our introductory video with Mr. Frank Visser talking about our approach.
Before we start talking about removal, lawyers, lawyers and no cure no pay, it is important to first have a good understanding of how a BKR registration works.
The BKR - Bureau Krediet Registratie - keeps a record of every Dutch person's loans and debts. So do you take out a loan? Then the lender is obliged to register this loan with the BKR.
And it registers more than most people think. For example, did you know that it also gets you a registration when you take out a phone subscription where you receive a phone worth at least €250?
This wide variety ensures that no two BKR registrations are ever the same. This is precisely why we at Dynamite Netherlands do not believe in BKR removal with no cure no pay promise.
But why do so many people actually want their BKR removed, no cure no pay or not? A major reason lies in how long it takes for a BKR registration to disappear on its own.
As we have seen, a BKR registration is simply the registration of a loan or debt you have taken out with the BKR. Logically, paying off that loan or debt would also mean the end of the BKR registration. Unfortunately, this is not the case.
This is because a BKR registration remains for five years, even after the loan has been fully repaid. This can be identified by an end date in your BKR statement, which indicates that the particular registration has been closed.
If you have always properly fulfilled your payment obligations, there is not much wrong with this. We then speak of a positive BKR registration.
However, if you have fallen into arrears, it will be converted into a negative registration, identified by an "A" (an arrears notice) on the registration. This A rating also remains visible for five years after the arrears - and even the entire loan - have been repaid.
Do you want to take out a new loan - for example, a mortgage? If so, the lender will consult the BKR register. A negative registration in your name, even one from the past that was paid off years ago, significantly reduces the chances of you being awarded the new loan.
Fortunately, in many cases it is possible to remove such a negative BKR code. No cure no pay is not what you need. What you do need is clarity and certainty in an uncertain period.
As mentioned, Dynamite Netherlands intentionally does not offer no cure no pay BKR removal. This is because we do not believe that you will receive the best possible representation by doing so.
What we do do is provide you with clear and honest information right from the start. We offer a free, no-obligation intake interview. One of our specialists will review the situation with you. This will immediately give you a clear picture of your chances of getting your BKR registration removed.
If we do not think the registration can be removed, we will let you know honestly. Before you agree to our offer and therefore before you pay even a penny, you will know if there is a realistic chance of success.
To our clients, that gives more security than "regular" no cure no pay BKR removal.
That is the Dynamite Netherlands approach, with which we give you more clarity than others in the market right from the start.
Schedule a no-obligation consultation with us
Each BKR registration is unique and therefore requires a unique approach. Therefore, it is not realistic tolet you know the cost of BKR removal here.
After all, that only leads to false expectations and disappointment when it turns out that your case is unexpectedly more complicated.
This is precisely why we offer everyone a free, no-obligation consultation.
During this meeting we will map out your situation so that our specialists have a better idea of the registration to be removed. You will then receive a customized quote from us, for which amount we deem it realistic to work hard to remove your BKR registration.
Please note: as explained above, this is not a guarantee of success, because we do not work on a no cure no pay basis. However, it is a guarantee that we will go to great lengths to represent your interests. We would like to explain this in more detail below.
Our more than 1,500 positive reviews show that this way of working has a particularly high chance of success.
Many people think that challenging a BKR registration requires hiring a lawyer. This is an unwarranted assumption.
Indeed, in most cases, you will then pay more money for a lesser result. After all, lawyers are incredibly expensive, but often lack the specialized knowledge and experience that can make all the difference for you.
The lawyers working for Dynamite Netherlands have years of experience in removing BKR registrations. They work on this every day, for people like you.
In addition, Dynamiet Netherlands has spent years building good relationships with the Netherlands' leading lenders. As a result, our lawyers almost always have a regular contact person, or another way to get in touch more quickly.
In this way, we guarantee that you are in better hands with us than with an attorney. Because of our free, no-obligation intake in advance, we also offer a service that is closer to no cure no pay BKR removal than you will ever find with an attorney.
The BKR Disputes Committee has been replaced by Kifid since October 1, 2021. This is now the national point where you can file a complaint against a BKR registration.
An important difference is what costs are involved in filing a complaint. At the Geschillencommissie BKR this cost €50,- Through Kifid it is nowadays free to start a procedure for BKR removal. So no cure no pay, in fact.
Before you can start a complaints procedure with Kifid, however, it is important that you have already gone through the internal complaints procedure of the lender in question. Only then will you be eligible for a procedure through Kifid.
In addition, processing a request through Kifid takes a very long time: count on about six months. Many people cannot afford to wait that long for the removal of their BKR registration, for example when a mortgage application depends on it.
With the support of Dynamiet Netherlands you will have clarity faster and often a procedure with Kifid is not necessary. Should we not come to an agreement with the lender, we can also assist you in the complaints procedure with Kifid and significantly increase your chances here as well.
Not sure if you are dealing with BKR registration, or want clarity on exactly what the registration looks like? Then follow our steps for conducting a free and easy BKR check.
Next, would you like to take stock of where you stand and what your options are? Then schedule your free, no-obligation consultation with one of our specialists today. After the consultation you will know immediately where you stand and whether it is worthwhile to invest in the removal of your BKR registration. No cure no pay, but with us you will find even more clarity and certainty.
