Can you remove a negative BKR registration?

Early removal of a registration can be based on a 'balancing of interests'. According to the GDPR and a ruling by the highest court in the Netherlands, lenders are obliged to weigh your interests against theirs when maintaining a BKR registration. If your interests outweigh theirs, the lender must remove the BKR registration. Of course, lenders will not simply remove a legitimate BKR registration. After all, you have contractually agreed to the terms and conditions of the BKR via a credit agreement. Whether your legitimate BKR code can be removed depends on various factors. We want to emphasize that we only assist people who are financially sound and no longer pose a risk to the financial sector. Dynamiet Nederland has the honor of being the first law firm in the Netherlands to specialize in removing BKR registrations. We have conducted more than 200 lawsuits against lenders and the BKR, and over the past 11 years, we have been able to help thousands of people like you. Our lawyers and attorneys know better than anyone how to get rid of your BKR registration so that you can get your life back on track. We know from experience that even the most serious codes can be successfully challenged with the right expertise. Our working method is as follows: We request files from the lenders who have registered you with the BKR. We carefully examine the requested and supplied documentation. We submit requests for removal of the BKR registrations. We submit objections if necessary. We send summons requests and take the lead in the negotiation process.

How long does it take to remove a BKR registration?

Some cases can be resolved within a few weeks, while others may take several months. Every situation is unique, so the timeframe will be assessed on a case-by-case basis. We will give you an indication of the expected duration in advance. Have you signed a purchase contract or are you unable to wait long? In that case, we can usually initiate an expedited procedure for you.

What are the costs for removing a BKR registration?

We work with a price range of $1,000 to $3,000. We understand that there is a big difference between the two ends of the range and would like to explain why. Every case is unique and requires an individual approach due to factors such as the number of registrations, the nature of the codes, and the specific lender. The five-year term plays a crucial role (how much time has elapsed), as do other factors such as urgent requests, bankruptcies, reorganizations, and relevant aspects. The handling varies from an amicable solution to proceedings at Kifid or even legal proceedings. After we have discussed and investigated your case, we can make a realistic estimate of the time required and determine a fixed price. Our goal is to offer transparency so that you know exactly where you stand and what you can expect. Please refer to our costs page for detailed information about our fee structure.

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This page was last updated on: January 15, 2026