BKR Registration due to benefits affair? Here's what you can do

As a victim of the benefits scandal, you may be dealing with a negative BKR registration. This is unfortunate, as it can affect you for years to come. Fortunately, there is a solution to get rid of this. Would you like to know exactly what the BKR is and how registrations work? Then read about what the BKR is first.

Do you have a BKR registration on your name due to the benefits affair that is interfering with your life? If so, read on and find out what you can do about it.

Please also download the (free) sample letter via the button below. You can use this letter to object and have the BKR registration removed.

The letter was co-authored by BOink (Interest Association of Parents in Child Care). In addition, the referral to this letter is on the Tax Administration's Recovery Operation Benefits page under the question "What can I do myself if a creditor doesn't pass anything on to BKR or if I can't wait?".

But, you can also take immediate action yourself.

Download our sample letter for a removal request

The first step that must be taken to remove a BKR registration is to submit a removal request to the lender who placed the registration.

In that request, you explain why you believe the registration is unjustified, how it is interfering with your life, and therefore why it should be removed.

Drafting this request is usually quite a legal story. Fortunately, as a victim of the benefits affair, you have a strong position: after all, the registration came about through no fault of your own.

With our sample letter you will have the perfect basis for drafting such a removal request.

These aggrieved people already saw their registration removed

The story of this family will sound all too familiar to many people. Two earners who were doing just fine financially, entitled to childcare subsidies. Until, after a few years, they were suddenly identified as fraudsters by the Inland Revenue and large sums were reclaimed.

Even though both parents were working, these demands were too great to meet. Because the family also had loans with Volksbank and Defam at the same time, the situation quickly led to negative credit ratings.

The accumulation of these debts resulted in debt restructuring. As is customary in debt restructuring, both lenders wrote off large amounts.

In the end, both Volksbank and Defam decided to remove the negative BKR registrations.

See Volksbank's response.

What helped in this regard was that the Tax and Customs Administration recognized that these people were victims of the benefits scandal. In other words, the payment arrears arose through no fault of their own. This was supported by the compensation that had already been paid by the Tax and Customs Administration, which was submitted as evidence in the request to remove the BKR code. Are you in a hurry, for example because a mortgage application is at risk? Then summary proceedings may offer a solution.