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BKR credit

You want to take out a BKR credit: how do you solve it?

You want to take out a credit, but are registered negatively with the Bureau Krediet Registratie (BKR). In the past, consumers could still explain their situation when applying for credit. As a result, in many cases it was still possible to obtain credit.

Today, for many consumers, this option no longer exists. A lender often looks no further than the negative registration, which prevents you as a consumer from obtaining credit. That means you can suffer for many years with even a relatively small payment delay. What can you do about this?

BKR registration and how to remove it at Dynamite

BKR credit

There are parties that claim not to care about your negative registrations, or not to perform BKR testing at all. They claim to be willing to provide you with a so-called "BKR credit" anyway.

While we believe that it is not right for consumers with a negative BKR registration to be rejected by definition, the mirror image (always providing credit even if there is a negative registration) is also not desirable. Also, the terms of such a loan are often very unfavorable compared to the terms under which reputable lenders offer credit.

It is required by law to perform a BKR test before extending credit. If a party claims not to perform this check, that gives you food for thought. Our advice is therefore to be very careful with these kinds of offers and not to enter into business with these parties just like that.

Undoing BKR registration

If due to a negative registration you only qualify for a BKR credit, there are often possibilities to get rid of it. Dynamite Netherlands is happy to help you with this, so that you can again apply for a loan, credit card or mortgage from a reputable lender. We do this by mediating with lenders and starting legal procedures.

We are distinguished by years of research, a proactive attitude and good rapport with lenders. We have the necessary knowledge of the relevant laws and regulations, so we know exactly how best to handle your case. Our years of service have resulted in a large network of contacts at virtually all lenders. This means we can help you get to a better situation as effectively as possible.

Review of your file

Of course, we want to operate very responsibly. This means that we will not take on just any case. If we do take your case, it means that we see sufficient chances that your registration will actually be removed or modified.

Do you want to take out a loan, but your application is denied due to a negative BKR registration? Dynamite Netherlands is ready and happy to help you get this removed. This ensures that you can start again with a clean slate.

You can find out right now if we can be of service to you by requesting a free, no-obligation consultation. Our team of advisors is ready to provide you with excellent service. The advisor will list your case with you and paint you a clear picture of all your options.

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