In February 2015 in this case, Laser (the lender now called "Qander") had removed the code A because it was unable to provide the mandatory advance warning letter. Thus, it could no longer prove that it had given the client advance warning that he would be registered negatively with BKR.
No warning
About particularity code 2, however, Laser said that she would let it stand. Because the client was never warned about the negative registration, and therefore also not about code 2, Dynamite started this lawsuit. The judge found in favor of the client and ruled that even for speciality code 2, prior warning had to be given. Because Laser had not done so, the negative registration had to be removed.
Appeal
Laser appealed this ruling, but the Court of Appeals also ruled in favor of the client.
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