Application through The Hypothecary

The duration for removing a negative registration depends on the specific circumstances of each individual case. In some cases the process may be completed within a few weeks, but in other situations it may take several months. We will give you an estimate of the time it will likely take to handle your particular situation. If you are in a hurry, such as because you have signed a purchase agreement or cannot wait long, we can often initiate an expedited process. Applications submitted through De Hypotheker are handled by us with urgency by default.

It is not possible to ensure a guaranteed outcome for the procedures we handle. At Dynamite Netherlands, we use a careful selection process for the cases we take on. We commit only to cases where we are convinced that there is a significant chance of a positive outcome. Although a large proportion of our cases, especially those coming in through De Hypotheker, are successfully concluded, it is not feasible to offer a guarantee of outcome due to the complexity and variability of each individual case.

We use a structured method to remove BKR registrations. This includes requesting records from lenders, examining documentation and preparing a removal request. We negotiate with lenders and file appeals if necessary. A critical aspect of our process is balancing interests under the AVG, balancing your interest against that of the lender. Our expertise in this process, enhanced by our experience with more than 200 lawsuits, helps us even challenge complex codes. Our goal is to help people who are financially sound find (new) housing. 

The cost for our services varies between $1,250 and $2,950. This variation is due to the unique nature of each case. Factors such as the number of registrations, the type of codes, the lender involved, and the elapsed time of the five-year term affect the complexity and therefore the cost. Other aspects such as emergency requests, bankruptcies, and reorganizations may also play a role.

The intake conversation over the phone is free and without obligation. During this conversation, we assess your situation and needs, after which we create a customized plan and a specific price agreement. We always use a fixed amount for our services to avoid surprises afterwards. You will receive clear information about the costs in advance, so you know exactly what to expect.