Cost

Yes, it is certainly possible to have a legitimate BKR registration removed. A legitimate registration is a registration that has been reported according to the terms and conditions of the BKR, often as a result of payment arrears of at least two months. Even though the payment arrears have occurred and the registration is therefore legitimate, in many cases it can be removed based on a balancing of interests. This involves determining whether the payment arrears are proportionate to the hindrance to your ability to obtain credit. If the answer is no, we can arrange for your registration to be removed early so that you do not have to wait the full five-year period.

Every year, nearly five thousand people are included in the External Referral Register (EVR), where a registration remains for eight years. According to the guidelines of financial institutions, they can register you with a fraud registry if you are suspected of fraud. However, this is where problems often arise. Just because someone is suspected or has committed a suspicious act does not mean that person has been found guilty. Financial institutions are often too quick to assume the role of judge and frequently register on the basis of incorrect or incomplete information. Removing an EVR registration requires considerable time and effort because fraud cases are often complex. As an indicative guide price, you can take into account an amount of EUR 1,950.

It is often a challenge to ensure that the creditor acknowledges that the debt is time-barred and then adjusts the BKR registration. Often claims are transferred to different collection agencies, bailiffs or even resold. We must therefore request all information from the parties involved and reconstruct the correspondence conducted so that we have a clear overview of the facts. In addition, we examine whether the letters comply with legal requirements, as creditors often make mistakes here. If we can prove that the creditor has not performed any legally valid actions regarding the outstanding claim for an extended period of time, we can successfully invoke the statute of limitations. This type of case takes time. Please contact us for a customized quote. 

In the legal industry, it is not common to work on a no cure no pay basis, unless compensation from the government is awarded upon successful settlement. Since we do not receive compensation from the government, our services are paid for by our clients. We assess the feasibility of your case, with some cases having a high probability of success and others a lower probability. The choice of whether or not to use our legal services is, of course, up to you. If you decide to engage our support, our lawyers will devote considerable time and effort to your case, which will incur costs. Generally, we manage to handle 3 out of 4 cases successfully, provided we have indicated that your case has a reasonable or good chance of success.