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Remove BKR registration with lawyer? 4 reasons not to do it

On July 27, 2021 written by Mr. Lisa van Gulik
  • Trial lawyer

Are you considering hiring an attorney to get rid of your BKR registration? Here are 4 reasons why getting rid of a BKR registration through an attorney is usually not the best choice.

In fact, having a BKR registration removed by a lawyer is not only unnecessary. It is also unnecessarily expensive, while in most cases the chances of success are actually lower than with a specialized lawyer.

Content:

The disadvantages of an attorney specializing in BKR

Many people think they need a lawyer for help in removing BKR registrations.

In principle, this is a logical thought, but it is not justified.

Indeed, in the vast majority of cases, hiring a lawyer to get your (justified) BKR registration removed is certainly not the best option.

Here's why you don't have to immediately think of lawyers to remove your BKR.

1. A lawyer is not needed at all for BKR removal

First, let's dispel that persistent fable. In fact, you do not need a lawyer for BKR removal at all.

Indeed, to have a legitimate BKR registration removed, you first turn to the lender from which the registration came. There is absolutely no need to hire a lawyer to do this.

Of course, it increases your chances of success if you have the assistance of a legal specialist. After all, he or she knows how your request should be formulated and what other issues increase the chances of being granted.

However, a lawyer is usually not the best choice for this purpose for several reasons.

2. BKR lawyers are unnecessarily expensive

First of all, an attorney specializing in BKR is often unnecessarily expensive. You quickly pay a (much) higher hourly rate for the fact that someone can call themselves an attorney than for a lawyer who can provide the same service.

A shame, since we have just seen that a lawyer for BKR removal is thus not necessary at all.

Of course, you also have the choice of lawyers without BKR specialties. However, even then the costs quickly become unnecessarily high. Not only because the hourly rate is often still high, but also because of the lack of experience of many lawyers where BKR registrations are concerned.

3. The process often takes longer

Because attorneys typically have less practical experience handling BKR removal requests, the process will often take longer as well.

A lawyer handles many different types of cases and will often have to read up extensively first. In addition, they lack the dexterity and speed of action of the true specialist.

The lawyers at Dynamiet Netherlands work daily to remove BKR registrations for our clients. Because of this hands-on experience, they are able to act quickly and work efficiently to remove your registration.

4. The success rate is lower than with a true BKR specialist

This also benefits the success rate of your case. This is almost always better than if a lawyer takes up the case.

After all, as in so many other facets of life, that success rate increases with the experience that can be brought to a case.

By handling many removal requests per month, the lawyers at Dynamiet Nederland have seen everything that comes along in the area of BKR removal. This means that they are not likely to encounter any surprises in handling your BKR removal request.

No two requests for removal of a BKR registration are ever quite the same. Therefore, your chances of a successful removal request increase significantly with the support of lawyers who have experience with this variation. Lawyers typically do not have that experience.

Are you curious about what our lawyers can do for you? Then schedule your free, no-obligation telephone intake right away.

Requesting an intake interview

Who can remove my BKR registration?

The lender the registration came from can remove your BKR registration. To do so, you file an objection or request with the lender, with or without specialist support.

Hopefully, you now have a good idea of why removing a BKR registration with an attorney may not be the best option for you.

That does not change the fact that you would like to get rid of your BKR registration.

A BKR registration can actually get in the way of your life. For example, it can prevent you from getting a mortgage for the house of your dreams, or inhibit the growth of your business by preventing you from getting (new) business credit.

What are your options?

Making your own objection

First, you can try to remove (or have removed) your BKR registration yourself by filing an objection with the lender in question:

  1. Please indicate why you believe the registration should be removed
  2. Describe what adverse effects you are experiencing from BKR registration
  3. Substantiate your objection with documents proving you are right, if possible

To do this, it is first important to have a clear picture of your BKR registration. Through the BKR website you can easily request access to your credit information free of charge.

Engaging a specialized partner

So even though a BKR lawyer is not necessary, it may still pay to hire a (legal) specialist to assist you in removing your BKR registration.

Dynamite Netherlands specializes in the removal of - justified and unjustified - BKR registrations. In 6 steps we will help you further:

  1. Fill out the form or contact us by phone
  2. One of our advisors will assess your situation with you and forward your application to the underwriting department
  3. There it is determined whether your request is approved or rejected by us
  4. Upon approval, we will send you a quote and a summary of the information needed to further process your application
  5. You will be assigned a regular BKR registration lawyer who will do everything possible to solve your problem. Naturally, we will keep you informed of the progress during the procedure.
  6. You will receive a final report detailing the results achieved. In many cases, you will be eligible for a loan or mortgage again after this

Conclusion: removing BKR registration with a lawyer often unsuccessful

Of course, an attorney can provide excellent assistance with a request to remove your BKR registration. A good attorney is legally savvy, knows how to strike the right tone in the request and will increase your chances of success than if you make the request yourself.

That said, an attorney for BKR removal is often not the best choice.

As you have read, lawyers - especially specialized BKR lawyers - are often unnecessarily expensive. This while an attorney is not at all necessary to file a request for removal of your BKR registration.

Moreover, a lawyer who does not work on removal requests all day long will take longer to process your request than a lawyer who deals with the same axe every day. This unnecessarily drives up the number of hours incurred, and thus the ultimate cost.

The specialized BKR lawyer also has a higher success rate than most lawyers. Precisely because he or she works every day to have unjustified and justified BKR registrations removed.

Would you like to discover what Dynamite Netherlands' lawyers can do for you in this regard? Then contact us today for your free, no-obligation telephone intake.

Together, we will discover what options are available to you to get rid of the BKR registration that is holding back your life.

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